Consulting for corporations

A.I. STUDIO VALUATION

IBM Europe

The yields of money market instruments are closely linked to the key rates of the Swiss National Bank (SNB). In response to high inflation, the SNB has raised its rates in recent quarters, to 1.75% (currently). The peak of inflation was reached in August 2022 and has been falling continuously since then. Depending on future inflation developments, it cannot be ruled out that the SNB will lower its key rates at some point. Currently, the financial markets are anticipating a first reduction in the key rate for the second half of 2024.
With yields not seen for many years, investors have been attracted by money market instruments. This raises the question: are the prospects for returns on these instruments attractive and, above all, sustainable?

Indeed, the temptation could be great to park one's assets in money market investments at current rates. However, in twelve months, when the investments are renewed, the yields could be lower. And the investor might regret not having locked in returns over a longer period through bonds, for example. As a result, money market instruments do not represent sustainable opportunities over time. They remain useful to investors, simply to optimize short-term liquidity.

What have we achieved

• We made a detailed valuation of the company and key products.
• We have reduced the necessary staff to a minimum.
• We have developed a strategic business plan for the next 5 years.
• We hired a valet parking.
• We have reduced CO2 emissions and reduced operating costs.

IBM a complex of buildings in the Shelbourne Rd district, where we implemented the project.